Shop affordable payments with transparent pricing, simple online financing, and real trade-in values at Jim Bass Ford.

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Find a New Ford with a Payment That Fits

This curated selection highlights new vehicles that can qualify for payments under $499/month—great for first-time buyers, commuters, and budget-smart shoppers across the Concho Valley. Start with our live under $499 inventory, see full specs in the Model Showroom, and tailor your numbers in minutes with our Payment Calculator. Ready to move forward? Apply for financing online and boost your budget with an instant Value Your Trade estimate.

Popular Ford Picks That Often Fit This Payment

  • Maverick – Compact pickup versatility and smart MPG.
  • Escape & Escape Hybrid – Efficient, family-friendly crossovers.
  • Bronco Sport – Rugged style sized right for daily driving.
  • Ranger – Mid-size capability that keeps payments in check.

Looking beyond this list? Explore all New Ford Vehicles—then use the Payment Calculator to compare terms, down payments, and APRs.

How to Hit Your Target Payment

  • Adjust the term & down payment: Small changes can drop your monthly cost in the calculator.
  • Leverage your trade: Apply equity through Value Your Trade to reduce the financed amount.
  • Compare finance vs. lease: Our team will help you evaluate mileage, usage, and total cost of ownership.
  • Apply early: A quick pre-approval at Apply for Financing clarifies your exact budget.

Payments Under $499 — FAQs

How is “under $499/month” calculated?

Monthly payment depends on price, APR, term, taxes/fees, and down payment. Use our Payment Calculator to model your exact situation or ask our team for a personalized quote.

Can my trade-in help me qualify?

Yes—trade equity lowers the amount you finance. Get an instant estimate with Value Your Trade, then we’ll confirm your value in-store.

Is leasing a good way to stay under $499?

It can be—leasing often has a lower monthly cost than financing. We’ll compare lease vs. finance side by side when you apply for financing or visit our finance office.

What credit score do I need?

We work with many lenders and credit profiles. Submit a secure application at Apply for Financing for tailored terms—no obligation.

What if I don’t see the vehicle I want here?

Browse all New Ford Vehicles and use the Payment Calculator to dial in your budget. Our team can also review current programs to help you target a specific payment.

Contact Us

Main 325-949-4621 Main 325-949-4621
4032 Houston Harte Expressway
San Angelo, TX 76901

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4032 Houston Harte Expressway, San Angelo, TX, 76901
Jim Bass Ford 31.447377, -100.495600.
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