Find a Great Used Car with a Monthly Payment That Fits

This page highlights pre-owned vehicles that can qualify for payments under $499/month—ideal for first-time buyers, commuters, and budget-focused families across the Concho Valley. Start with our live Used Under $499 inventory, then compare trims/features across all Used Vehicles or upgrade to added coverage with our Ford Certified Pre-Owned selection. Map your numbers in minutes with our Payment Calculator, apply for financing, and boost your budget with an instant trade estimate.

Popular Choices That Often Fit Under $499

• Used SUVs like Escape, Bronco Sport, and Explorer for family flexibility.
• Used Trucks including Ranger and select F-150 models for work and weekends.
• Fuel-savers and commuters across our full pre-owned inventory.

How to Hit Your Target Payment

• Run scenarios: Adjust term, down payment, and APR in the Payment Calculator.
• Leverage your trade: Apply equity through Value Your Trade to reduce the amount financed.
• Compare finance vs. lease: For eligible vehicles, we’ll show both options when you apply online.
• Shop smart features: Use filters for safety tech, AWD/4×4, and tow equipment; read helpful guides like SUV shopping tips and our regional best trucks & SUVs for West Texas.

Ownership Made Easy

Keep your vehicle running its best with our Service Center and Quick Lane®. Book routine care via the online scheduler, save with rotating service specials, and enjoy convenient Ford Pickup & Delivery. Learn basics in our blog: FordPass® app, remote start, and engine-cleaning tips.